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General Motors Corporation (GM) (NYSE: GM), is a global automaker founded in 1908 with headquarters in Detroit, Michigan. It is the world’s second-largest automaker after Toyota, ranked by 2008 global unit sales. GM was the global sales leader for 77 consecutive calendar years from 1931 to 2007. It manufactures cars and trucks in 34 countries. GM employs 244,500 people around the world, and sells and services vehicles in some 140 countries. In 2008, 8.35 million GM cars and trucks were sold globally under the following brands: Buick, Cadillac, Chevrolet, GMC, GM Daewoo, Holden, Hummer, Opel, Pontiac, Saab, Saturn, Vauxhall and Wuling.
General Motors executive Fritz Henderson has been hard with Obama administration to restructure GM and bring it out of the recession. However all the steps being taken by the two would only help in survival. They are not building a company that is innovative. To be successful in auto industry as soon you loose the top position you should be ready to completely change all the wheels. Ford accomplished it in 1930’s through Model T and assembly line. This enabled manufacturing at ultra low cost. GM accomplished it in 1960’s through outsourcing to vendors in US and not manufacturing every component by themselves. This helped in introducing large variety of models at low cost. Toyota used lean principles in 1980’s to enable manufacturing high quality cars at low cost and finally 2000’s was the year when Toyota and Honda introduced fuel efficient and hybrid cars to leave competition behind.
The Obama administration is just trying to reduce GM cost structure making it lean and also helping it introduce cost efficient models. This might help it survive but not make it number 1. So what will be next frontier which can make GM number 1? The answer lies in fulfilling the last human dream, the dream to fly. The government should sponsor a 3-5 years project similar to what Kennedy did for launching man to moon. GM and Chrysler should be merged into one entity maybe even Ford can join. They should be provided with all the resources of NASA, US army, and Lockheed Martin to device a car that can fly.
Why would flying cars concept be successful?
I am going to assume the bright scientists of our country will make the flying cars idea feasible in real life. Assuming that lets examine the benefits of such an innovation:
Commute times: in the current world an average person wastes around 1 hr a day in traffic. Introducing flying cars would solve the traffic problems and bring efficiency to the system.
Redefine American auto sector: American cars are currently tagged as gas guzzlers which anyone can replicate compared to German cars which are are known for performance and Japanese for Quality at low cost. A car that fly can supersede all three human needs of: Quality, Cost and performance.
Environment friendly: By moving cars to air more land would be available on ground to plant trees. Also the current coal tar, asphalt and concrete that is required for building roads which cause lot of pollution will not be required any more.
The Obama administration needs to rethink their strategy whether they want to continue keeping US the number one country by its unique innovation and taking lead in ground breaking technologies or just another dying country with nothing great in hand.
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Auto insurance estimate online read this and learn how easy you can save money by getting an estimate from many different insurance companies online. Many factors are taken into consideration by insurance companies when determining your price. Some of these factors you can change to save money on your estimate.
Now days, there is no reason for not getting the absolute lowest price possible on your auto insurance. If you will take one hour out of your time and spend it shopping for auto insurance online it will be an hour well spent.
Find several auto brokers online and submit applications. These insurance brokers will then search through the companies that they deal with and find the best rate that you are qualified for. Usually within 24 hours but sometimes within minutes you will have quotes from several different companies to choose from.
There are many factors however, that must be taken into consideration by the insurance companies before determining your quote.
1. Bad driving record is a factor.
If you have had several accidents and or speeding tickets and are deemed high risk there are brokers out there on the Internet who specialize in high-risk auto insurance. Look for them as they can generally get you better rates as they will assess your particular situation and present your application to the right company.
2. Safe driving record is a factor.
If you have a good driving record and no speeding tickets you will be eligible for discounts. Be sure to note this on your applications.
3. The type of car you drive is a factor.
If your car is a supped-up Mustang with a 500 hp engine you can be sure that your auto insurance rate is going to be high, extremely high.
4. Driving a family car is a factor.
If you drive a medium-size four-door sedan with a six-cylinder engine that means lower insurance rates.
5. The amount of your deductible is a huge factor.
If you raise deductible to $1000 per accident you can save yourself 40% on the cost of your insurance.
6. Credit score is a factor.
Auto insurance companies will check your credit score before issuing a policy so it would be a good idea for you to check your score before they do.
7. The type of automobile insurance you need is a factor.
If your car is not financed you may want to go with a straight liability policy which will save you 20%. If your car is financed the finance companies will insist that you carry comprehensive insurance to protect their investment.
8. Even your occupation is a factor and taken into consideration.
People in executive jobs pay less for car insurance.
9. Marital status is a factor.
Married people pay less.
10. Age is a factor.
Not much you can do about this one.
11. The number of miles you drive per year is also a factor.
If you drive less than 12,000 miles per year you are eligible for a low mileage discount.
12. The area you live in is a factor.
You are going to pay less for your insurance policy if you are living in a rural area rather than an urban area.
13. Your sex is a factor.
Women pay less for car insurance.
14. Education is a factor.
The more educated you are the less you pay for car insurance.
Take these factors into consideration before you apply for insurance. Auto insurance estimate online is easy to get, but and you will be amazed by the fact that you will get different prices for your auto insurance from every company and that is why it pays to shop and the Internet is a good place to shop for auto insurance.
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